Business Insurance for IT Consultants In Minutes
Tell us about your IT consultant business and get real options back fast.
Fewer Questions. Faster Coverage.
01
Fast.
Tell us about your business by completing a quick form and we’ll start shopping carriers for you.
02
Scalable.
Whether you are consulting solo or running a growing team of contractors, we match your coverage to where your business actually is, and revisit it as you grow.
03
Clear.
Real quotes ready in minutes. Easily pick the coverage that actually fits your business needs.
How Pricing and Coverage Get Decided
IT consultant insurance is not one size fits all. Carriers price and structure your policy based on a handful of factors:
- What services you provide and whether your work touches client data, networks, or systems
- Your annual revenue and number of active clients
- Whether you work onsite, remote, or a mix of both
- Whether you have employees or subcontractors, or run the business solo
Many clients now require proof of insurance before they will sign a contract, particularly professional liability and cyber coverage. Requirements vary by client and contract, so we will confirm what you need before you buy anything.
Insurance Coverage Built for IT Consultants
A complete IT consultant coverage program can include:
- Professional Liability (Errors and Omissions)
Covers claims that your advice, code, or service caused a client financial loss, including missed deadlines, system failures, or project disputes. - Cyber and Data Protection
Covers data breaches, ransomware, and account takeover incidents that expose client systems or customer information you manage on their behalf. - General Liability
Covers third party injury or property damage at a client site or during onsite work. - Business Interruption, Umbrella, and Workers Compensation
Extra protection for lost income, larger liability claims, and employees or subcontractors working on client projects.
Frequently Asked Questions
Most client contracts require it. Even without a contract requirement, a single dispute over a missed deadline or system error can cost more than years of premiums combined.
Cost depends on your services, revenue, client contracts, and whether you have employees or subcontractors.
Not necessarily. Most policies can be structured to cover your consulting work across multiple clients and contracts under one plan.
Even one client contract can require proof of coverage before you sign. And a single claim early on, before you have built up reserves, can cost you the business. Many consultants get covered before they need it rather than losing a contract over it.